1、 Endowment insurance

養老保險斷繳后會導致自己的累計繳納年限變少，如果你在退休前沒有滿足15年的繳納年限就只能延遲退休。

After the old-age insurance is cut off, your cumulative payment period will become less. If you don't meet the payment period of 15 years before retirement, you can only delay your retirement.

二、醫療保險

2、 Medical insurance

醫療保險斷繳期間是不能享受醫保報銷待遇但可使用賬戶余額，濟南的職工醫保是當月繳納次月生效。如果在待業的這段時間生病是不能享受醫療報銷的。如果想退休后終生享受醫保待遇，根據法律規定男性交滿25年、女性交滿20年。

During the period when the medical insurance is cut off, you can't enjoy the medical insurance reimbursement treatment, but you can use the account balance. The employee medical insurance in Jinan is paid in the current month and takes effect the next month. If you get sick while waiting for work, you can't enjoy medical reimbursement. If you want to enjoy medical insurance treatment for life after retirement, according to the law, men have paid for 25 years and women have paid for 20 years.

三、生育保險

3、 Maternity insurance

生育保險的報銷條件是，在生孩子前需要連續繳納滿12個月才能享受生育保險。

The reimbursement condition of maternity insurance is that you need to pay continuously for 12 months before giving birth to a child.

四、工傷保險

4、 Industrial injury insurance

斷繳工傷險對自己沒有什么影響，畢竟工傷險是需要在工作期間受傷才可以報銷的。

Cutting off the payment of work-related injury insurance has no impact on yourself. After all, work-related injury insurance can be reimbursed only after being injured during work.

五、失業保險

5、 Unemployment insurance

失業保險只要繳費滿一年，只要是公司辭退的你就可以領取失業金。但領取限制相對來說比較多，領取期限最長為2年。要是你自愿離職的是不可以領取失業金的，領取失業金期間也是不可以繳納社保的。

As long as the unemployment insurance has been paid for one year, you can receive unemployment benefits as long as the company dismisses you. However, there are relatively many restrictions on receiving, and the maximum receiving period is 2 years. If you leave voluntarily, you can't receive unemployment benefits, and you can't pay social security during the period of receiving unemployment benefits.

社保斷繳后還會影響，買房、搖號、孩子上學、落戶等一些問題，不想讓自己的社保出現斷繳我們就可以選擇社保代繳公司來為我們代繳社保。

After the social security payment is cut off, it will also affect some problems, such as buying a house, Yaohao, children going to school, settlement and so on. If we don't want our social security payment to be cut off, we can choose a social security payment company to pay social security for us.